The Smarter Way to Build Your Home.
One loan. One closing. One simple process. EZBuild rolls land, construction, and your final mortgage into a single transaction — saving you tens of thousands.
Check EZBuild eligibility
Free, fast, no credit pull.
The traditional problem
3 loans. 3 closings. 3 chances to lose money.
Old-school construction financing forces you through three separate approvals — each with its own paperwork, fees, and chance to fall through.
Land Financing
6–8 week delay before you can even break ground.
Construction Financing
$15,000–$25,000+ in extra fees stacked on top.
End Mortgage Re-Qual
30% failure rate. After your home is already built.
The EZBuild solution
Why EZBuild beats every other construction loan.
Drastically Lower Down Payment
Old way: 20%+ down. EZBuild: as little as ~5% down to get started.
No 6-Month Builder Approval Nightmare
Streamlined builder process means faster approvals and quicker project starts.
Builder-Friendly Draw Process
Simplified, predictable draws — keeps your project on schedule.
Lower Fees, Simpler Structure
One closing replaces three. $5k–$8k in total fees instead of $15k–$25k+.
Lock Your Rate Early
All terms locked at one closing. No re-qualification stress when the build is done.
Tax Advantage on Construction Interest
Potentially write off interest accumulated during the build (consult your tax advisor).
Old vs. EZBuild — at a glance
Traditional Construction
- 3 loans, 3 closings, 3 appraisals
- Land loan + construction loan + end mortgage
- Triple the fees ($15k–$25k+)
- Re-qualification required at the end
- Strict, slow draw requests
EZBuild by Family Funding
- 1 loan, 1 closing, 1 appraisal
- Single underwriting covers everything
- Lower fees ($5k–$8k)
- Auto conversion — no re-qual
- Simpler, more predictable draws